Accident & Sickness Insurance Plan
Provided by the Longs Peak Council to all registered youth and adult membersThe Council Accident & Sickness Insurance Plan is provided by the Longs Peak Council, BSA, for all registered youth and adult members of the council.
LDS Units will not be covered by the Council plan - they will continue to be covered by a Church policy.
The plan is through Health Special Risk, Inc. (HSR) of Carrolton, Texas. The plan provides year-round coverage for injuries occurring anywhere in the world under these conditions:
- Participating in an official Scouting or Learning for Life activity.
- Traveling to and from official Scouting or Learning for Life activities.
- Coverage for sickness begins while the insured member is in attendance at an official overnight Scouting or Learning for Life activity; or traveling to and from such an overnight or other covered event.
- The plan does provide coverage for non- member youth and adults who are being encouraged to join Scouting or Learning for Life as registered members. Other guests are not covered.
- New youth and adult members are automatically covered.
Definitions:
INJURY - means accidental bodily harm sustained by an insured member that results directly and independently from all other causes from a covered accident. The injury must be caused solely through external and accidental means.SICKNESS - means any sickness that requires unscheduled medical treatment during an official Scouting or Learning for Life activity.
See the HSR/BSA Council Accident & Sickness Plan booklet for details!
Benefits:
Benefits are for medical expenses, dental treatment, and ambulance services: Up to $15,000 for accidental medical expenses benefit, up to $7,500 for sickness expense benefits, up to $5,000 for dental treatment, up to $6,000 for ambulance service benefits (includes air ambulance), up to $1,500 for return transportation expenses.See the HSR/BSA Council Accident & Sickness Plan booklet for details!
Not Covered: The policy does not cover the following:
- Treatment provided by any member of the insured's family or household or by a person retained by the BSA.
- Any loss caused by intentionally self-inflicted injuries.
- Any loss caused by suicide or attempted suicide.
- Eyeglasses, contact lenses, hearing aides, examinations or prescriptions for them, or repair or replacement of them.
- Loss caused by war or act of war.
- Injuries or sickness paid or payable by Workers Compensation, employer's liability laws or similar occupational benefits.
- Non BSA registered youth or adults.
HOW DO WE COVER A NON-REGISTERED PERSON?
The best way to cover a non-registered adult is to "register" him or her as an official member of the Boy Scouts of America with the Longs Peak Council before the event or activity. Cub Scout Packs may register an adult as an Assistant Den Leader or Pack Committee Member or Assistant Cubmaster (all age 21 plus). Boy Scout Troops may register an adult as an Assistant Scoutmaster (age 18 plus) or Troop Committee Member (age 21 plus). Venture Crews may register an adult as an Associate Advisor (age 21 plus) or Crew Committee Member (age 21 plus).To see about covering other members of a family please contact HSR for details on this possibility.
CLAIMS PROCEDURE:
Claims are to be immediately sent to Health Special Risks, Inc. (HSR), and NOT the Longs Peak Council, using the HSR Claims Form.The HSR Claims Form is then mailed to:
- Health Special Risk, Inc.
- HSR Plaza
- 4001 N Josey Lane
- Carrollton, Texas 7507-1520
- HSR Plaza
QUESTIONS:
Questions concerning the HSR/BSA Insurance Plan can be directed to:boyscouts@hsri.com or 1-866-726-8870
PRINTABLE INFORMATION ITEMS:
- HSR Claims Form
- HSR/BSA Council Accident & Sickness Plan booklet
- HSR/BSA Insured Coverage Certificate - Units should print a copy and take it with them on all activities.
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Last Updated Tuesday, 05-Jun-2007 20:18:16 MDT